What is Payoneer MasterCard ?

 Get Free PrePaid Debit Master Card: $25 Bonus

 How to Withdraw Payments from Amazon Using Payoneer

How to Apply for Payoneer MasterCard ?

 What is payoneer all about? Does payoneer gives you Money?

After getting your Payoneer MasterCard, Activate it. Request your relatives or friends to Load Funds in this card and feel the freedom. You may need to activate US Payment Service and or Private Load options for that.

Payoneer MasterCard at a Glance :

More Details About Payoneer Prepaid Debit Card

How to get free Payoneer Prepaid debit MasterCard® card?

 Make Money with Payoneer Partner Sites

Is it use ATM (Automated teller machine)?

Yes, you can use the free Payoneer Prepaid debit MasterCard® card to get money from a local ATM. As a result you receive hard cash easily.

How to get free Payoneer Prepaid debit MasterCard® card ?

Just completed 3 steps form (see the below image)-

• Easy Sign Up – no bank account required
• Prepaid card cannot be used without funds available, no overdraft fees
• Quick – access to cash in hand within 2 hours of receiving a payout
• Fully supported multilingual customer support available via telephone, live chat, and e-mail
• Step # 1 – Sign up for the Payoneer Prepaid debit MasterCard® card.Step # 2 – Submit details and apply for Payoneer Prepaid debit MasterCard® card.Step # 3 – Receive & activate your free Payoneer Prepaid debit MasterCard® card.

Benefits of Account-to-Account Transfer

• Free transfers save you money
• Quick availability of funds, within 2 hours of initiating the transfer
• Use your funds in the way that best meets your needs
• Get Started Today
• Transfer funds to other Payoneer accounts through your existing Payoneer account. Simply log in, select “Send Payments” in the menu, and click on “Another Payoneer Account Holder”. Additional information, including transfer limits and FAQs, are available on your Payoneer account*.

How to apply and Get Payoneer MasterCard

Getting paid and making  payments internationally can suck. I should know, because that’s how I’m always getting paid! There are lots of options that vary in cost, timing, security, and ease of use. Here are some of the solutions I’ve recently looked at when exploring international payments:

• Your bank (wire transfers)
• PayPal
• Transfermate
• Payoneer
• Merchant processors (credit card)
• Bitcoin

Today I’ll be talking about Payoneer. Here are the two main features they provide:

1. Global mass payments for online marketplaces: They allow you to pay a bunch of people online. Think companies like iStock, Eleance, 99 designs, AirBNB that need to pay their freelancers/contractors. The draw of the Payoneer service is that these companies can pay lots of people internationally for apparently no cost (I say apparently because I haven’t dug into this area deeply).
2. International money transfers for SMBs & Professionals: You can get US and EUR collection bank accounts (even if you’re not in those countries) so that you can get paid as if you lived in them. It’s also the second part of the equation to the global mass payments solution, since payment receivers will need a Payoneer account to collect their funds.

I won’t be delving into the global mass payments for online marketplaces, but instead will be talking about the international money transfer solution. I’m here to dig into the nitty gritty and show you what it takes up to get set up with Payoneer, how it works, and how it compares against other payment solutions.
At a quick glance, the solution seems great. Payoneer provides you with a virtual US (US account and routing number) and/or EUR (European BIC and IBAN number) account, so that you can get paid as if you were a local. You can withdraw the funds via a Mastercard debit card or to your local bank. It’s also supposed to be more affordable than PayPal.

Getting Set Up

To start with Payoneer, you’ll need to put down a $29.95 annual fee. It’s not really that much money, but it may be a bit of a stumbling block for businesses that are used to going with online providers like PayPal, Stripe, or Square, where no upfront (or ongoing) fees are required.
When I signed up, I received the Payoneer Mastercard debit card in the mail, and then I used the Payoneer website to activate my card. The process was a bit confusing for me, as I thought the site was asking for my local bank account information, rather than the details on the Payoneer Mastercard debit card that I had just received.
The card acts like a credit card, except that you need to have funds on the card for it to work. In other words, you need to have funds in your Payoneer account to use it. When you receive funds into your Payoneer account, you’ll be able to access them by using this card.

Getting Paid

There are two main ways to get paid:

1. Via your Payoneer account
2. Via US Payment Service (ACH) or EU Payment Service (SEPA)

The easiest and cheapest way to receive funds is from another Payoneer account holder. They can send a transfer to you near instantly and for free (funds are available within 2 hours of initiating the transfer). It works just like sending PayPal funds between friends (free and instant as well). There are limits on the amount you can transfer, however (minimum of $20, maximum of $1,000). The catch to this is that both parties need Payoneer accounts with money in them (I’ll talk about funding your Payoneer account shortly).

These limits seem rather low to me, and would cause some friction if used as a tool to transfer money in all but the smallest of businesses.
The second way is to get a payment via the US or EU Payment service (SEPA). I’ll just describe the US Payment process here. If you’ve ever paid someone via ACH (US direct deposit or US bank transfer), well, it’s the same thing. Payoneer gives you some bank credentials and you pass that along to the business that wants to pay you.

I’ve only tried this twice. The first time was unsuccessful (I can’t confirm whether this was user error on the payer side or an error with Payoneer) but the second time was successful, using Bill.com’s vendor payment functionality.
The unsuccessful first attempt may have had something to do with type of payments that can be made. Only ACH is accepted, wire transfers are not.

“Payments to the US Payment Service must be made from a US company and can only be made via ACH transfer. Wire transfers and payments from individuals are not supported.”

Getting paid via the US Payment Service (ACH) costs 1%, while via the EU Payment Service (SEPA) it is free.

Withdrawing Funds

There are two ways to get your sticky hands on your money:

1. Mastercard Debit Card
2. Local Bank Transfer

The Mastercard Debit Card works, as far as my tests have shown, like any Mastercard credit card would. That’s pretty convenient and doesn’t cost anything (provided you’re purchasing in USD).
I tested to see if I could access the Payoneer bank feed with a cloud accounting product such as Xero. It is possible to set up a bank feed in Xero with Payoneer as the bank account. That’s the good news.

I tried the same thing with QuickBooks Online (QBO) and it doesn’t have Payoneer as an option. Since Xero’s bank feed is provided by Yodlee, Payoneer should be available in most other cloud accounting software bank feeds as well (Yodlee is the main provider for bank feeds, with the notable exception of QBO).

Now, the caveat with the Mastercard debit card is that ATM withdrawals do cost money. It’s $3.15 per transaction (and the ATM may tack on an additional surcharge). Since it’s an ATM, I believe there are probably limits on the funds you can withdraw. One workaround to ATM fees that Payoneer suggests is to pay for items with your Mastercard debit card and ask for cash back (which apparently does not incur fees). For business accounting purposes this seems like a bad idea to me.

For local bank transfers, fees vary depending on your country. Unfortunately, you can’t learn about these fees until you have an account and have enough for the minimum withdrawal amount ($200 was the minimum for my Canadian and Japanese bank account tests).

The time it takes to verify your local bank account can vary. My Japanese bank account took a few days to verify, whereas my Canadian bank account only took a few hours.

The time it takes to transfer funds to your local bank funds can vary as well. It takes 1-3 business days for local bank transfers or an estimated 3-7 business days for wire transfers. If you tack on the fact that you need to wait some time to receive the funds initially via the US or EU Payment service, you’re probably looking at about a week until you get your funds. Of course, if you receive funds via someone with a Payoneer account and you spend it using your Mastercard debit card, you can be spending your cash within a matter of hours.

Both the Mastercard debit card and local bank transfer methods are also subject to a foreign exchange rate charge. I think this is where Payoneer is really making their bread and butter. They claim the rate varies between 2% and 2.75% above the official mid-market exchange rates. So, if you’re using this service because you’re not in the US, that’ll be a significant currency exchange hit. However, if you’re using this card within the US, or to pay for items in USD, this will be of no consequence to you.

Adding Funds

As far as I can tell, you can’t really load funds into your Payoneer account yourself. This is unlike PayPal, which both lets you add funds to your account, and more importantly, pulls money from your account when you need to make purchases. This is something that PayPal can instantly do, which makes it easy to shop using PayPal. With Payoneer, however, you need to have funds in your account, received through the course of business activities.
That being said, they do have a load payment service that you can use (but you need to contact support to turn on this feature). This is mainly designed to allow you to accept credit card payments (there’s an ACH option as well, but I don’t see how this is different that then US Payment Service).
Accepting money via credit cards can incur a fee of up to 3.75% and takes 2-3 business days. The ACH bank transfer service costs 1% and takes 5-7 business days (and is only available for US accounts).
For either method, the loader decides who will pay the fee (loader or recipient).

While technically you’re probably able to self-load payments, you’ll be paying a fee and will need to wait a few days to get your funds.

Conclusion

While Payoneer may be suitable for online freelancers, I’m not too sure about Payoneer for regular businesses making and receiving international payments. I have a few concerns about the service.
Support worries me. For example, I sent in a request to turn on the load payment service and received this email in response:

Three business days! I haven’t seen a message like this in a long time.

For an online company, there are still lots of manual verifications to go through. Whether it’s sending in documents to set up the accounts or requesting access to additional features (which must be done through support tickets). I would have thought anything you need to do could be done via the single web interface. I had to sort through various areas and sites and hidden F.A.Qs to research this article. I don’t know if the average person would have the same tenacity that I do.

It was a challenge for me to gather all the information in this article and I’m still not sure it’s 100% right. There’s lots of documentation all over the place and it seems that pricing varies depending on how you signed up, how you receive your funds, and how you’ll withdraw your funds. I get that a global business can’t have a flat rate, but better transparency would be greatly appreciated, and perhaps some case studies or an online calculator that could help you figure out the costs as well. I’ve been researching PayPal, and I know their fee structures can also vary, but I think the core fee structure of PayPal is fairly straightforward to understand. Also, setting up and using a PayPal account can all be done without any manual processes.
Payoneer’s list of services overwhelms me:

• Withdraw to Bank Service
• Global Payment Service
• Card to Card Service
• Bank Transfer Service
• Credit Card Loading Service
• Mass Payout Service
• US/EURO Payment Service

When Payoneer told me about their services, they pitched it as a better value proposition than PayPal. Currency exchange is roughly the same as the standard rates that PayPal or banks would offer. So for withdrawing your money to a foreign currency, I don’t think Payoneer is any better.
For receiving funds, Payoneer may provide an advantage.

PayPal takes a big cut when receiving funds (1.9% to 2.9% plus $0.30), even if funded by a bank or PayPal balance, unless the funds are sent via a PayPal Business Payment. This is a program that is only available in the United States and allows the customer to pay an invoice via eCheck or their PayPal Balance. I’ve only seen this available in conjunction with online invoicing services like FreshBooks, Zoho Books, and Harvest. The cost is only $0.50 (which is great!). But the point I’m making about Payoneer is that you can receive funds outside of the US as if you were in it. If you were in the US, you would just get a US bank account and receive ACH payments directly, and you wouldn’t really need a service like Payoneer.
I should note that there is a PayPal friend/family transfer option where a customer sends the money to you as a friend/family, thereby waiving seller protection. The cost can range from a fee inside the US to 0.5% to 4% outside the US. You’re not allowed to do this as a business though, but I thought I’d mention it for those who may need to transfer money for non-business reasons.

If you recall, the fee to receive funds via ACH in the US is 1%. This is better than PayPal’s standard rate (1.9% to 2.9% + $0.30). So yes, Payoneer wins if a customer is willing to pay via ACH.
What gives me hesitation with Payoneer though, is that PayPal is the most popular online payment service and I think the majority of people trust it. Saying pay me via PayPal is easy, and the customer can pay via credit card, their bank balance, or their PayPal balance.
I can see situations where Payoneer would be a good choice, but I think you’d have to be a specific type of business for it to fit your needs.

Payoneer is one of the most famous payment method on internet. I think almost all knows it. Sometimes you may also using it for online payments. But today I am going to tell you how I have earned more than $1000 within a one and half month time period. Sometimes you may think I am a liar. But the regular visitors and regular readers of my blog know who I am. I never lied you before, and I won’t lie you in future too. So trust me and follow me to earn lot of money in this way. Well let me explain how I did it.


Please read this short post until it ends. First of all I want to stress you that it required a big effort to do this. But this will definitely work.
Payoneer has a affiliate program. The people who are signing through affiliate link will rewarded with $25 on their first $100 deposite. At the same time they pay $25 to the person to the person who refer his friend. Simple both the referrer  and the referee will earn $25 each. So this is a win-win  type of business.
Just take this sinario: We are signed in with Payoneer, we have a referral link. When one of our reader registered through our link, at his first $100 deposit he will earn $25 extra. That means he will get total of $125 on his first $100 deposit. At the same time we also will earn $25 on his first $100 deposit.
So if you can refer a lot of people who are willing to register with Payoneer, you can earn a lot. Since Payoneer is a very popular online payment method, most people are really willing to join with Payoneer. So it is not a very difficult task to refer about 20 people a month. But it takes a time and effort. I used Facebook and Twitter to promote my referral link to the others. Facebook is a really good method to do it. Since Facebook allow us to chat with each other, it is really easy to promote my referral link. On the other hand I published my link on this blog (Here it is). It also gave me a lot of income. Some people even thanks me for giving them $25 for Free through this method. By using these methods, within one and half month I earned more than $1000. I don’t know $1000 is a reasonable amount for you or not. It depends on you. If you are expecting more than $1000, my idea is still you can do it with Payoneer easily. But as I mentioned you need dedication and sustained motivation to do it.
So I think I have explained all of Payoneer affiliate. So this is the time for you to earn your first commission. So if you like, please use my link to join (register) with Payoneer below. Then you will earn  FREE $25 on your first deposit to payoneer. And I will earn $25 too. So If you think I have given you some useful piece of info, please use my payoneer affiliate link to join with Payoneer below.

 Click Here To Join Payoneer and get FREE $25

Payoneer’s premium service called US Payment Service, allows you to withdraw your payments from PayPal and other US companies (such as , Amazon, Commission Junction, etc), directly to your Payoneer Prepaid Debit MasterCard.  

And it’s easy to withdraw your money from Paypal using the Payoneer Online Debit MasterCard – Even if you live in Kenya or Pakistan or India, or any other PayPal unsupported country for that matter. You must however be a Payoneer cardholder to access the US Payment service; as well as have the option in your PayPal account to withdraw money via US ACH.
The following paragraphs presents a step-by-step process of how you can use the US Payment Service to withdraw money from your Paypal account:

Sign up for Payoneer Prepaid Card

• Go to Payoneer’s website and click Signup. It’s free. Better still, if you sign up using my affiliate link, you get a Free Bonus US $25 on receiving at least $100 in payments the first time
• Provide your personal details such as name, physical address, date of birth, and all other requested information. 
• Provide scanned documents of any one of your government issued identification documents such as national ID card, passport, etc. There documents are necessary for identity verification and must be uploaded on the Payoneer site.
• During signing up for Payoneer Debit card, request for US Payment Service signup as well by checking the provided box.
• Wait for a couple days for a verification e-mail from Payoneer.
• If both the card and US Payment Service signup are approved, you will receive a US Bank account details from First Century Bank, complete with a routing number. The card arrives much later to the provided address, depending on where you live. In Kenya it takes anywhere from 2 weeks to 1 month. Be patient.
• Once you receive the Payoneer debit card, log into your Payoneer online account and activate the card.
• Voila! You can now withdraw your PayPal funds by transferring the money to your Payoneer account.
• Once funds are availed into your card, you can withdraw from any MasterCard branded ATMs worldwide or make purchases online or in brick and mortar stores that accept cards.

Signup for Payoneer MasterCard & Earn $25 Free

Can Existing Payoneer Cardholders Apply for US Payment Service?

Yes. Existing payoneer cardholders can apply for the USPS by sending an email to USPaymentService@payoneer.com
Application for the US Payment Service (USPS) will then be available to you, and is subject to approval by Payoneer’s account approval Department.

US Payment Service Application Requirements:

• Services or products you offer online (include website URLs if applicable)
• Direct web links showing some examples of your products, services and other online activity. Please make sure the links include mention of your name or shows your relation to the product/service.
• A screenshot of your online account with the company you wish to receive payments from (e.g.: PayPal, Amazon, Skrill, etc.). The screenshot should include your name and account balance.
• A copy of a government-issued photo ID. You can send your driver’s license, passport or national ID. If your ID is in a different language than English, Payoneer prefers an international passport. You can scan/take a photograph of your ID and attach it to your reply to the e-mail. Please send both sides of the document where relevant. Payoneer prefers jpeg format under 1MB. If you have already provided Payoneer with your ID copy, please skip this requirement. 

Fees

Payments are subject to the terms & conditions set by the US organizations that are paying you. The US Payment Service is free to sign up but for every transaction made through it, Payoneer charges 1% off of the full amount. For example, if you transfer a $100 payment from PayPal, they charge $1.

Some Additional Facts

• As the Payoneer card is a debit card, to add it to PayPal, you must first have funds on it in order to verify it.
• The US Payment Service is for receiving money only. You cannot send money from your Payoneer card – you can only withdraw cash from Mastercard branded ATMs and use the card to make purchases online and in stores.

Signup for Payoneer Mastercard Today and start enjoying the benefits!

Payoneer is an Internet based financial services providing company that allows users to receive payments through Prepaid Debit Cards (MasterCard). They provide services and debit cards in 200+ countries. Payoneer offers Free MasterCard without having an International or local bank account. You can also withdraw money from PayPal using Payoneer in PayPal unsupported counties like Pakistan and Iran etc. Using Payoneer Card, we can withdraw our funds from anywhere in the world through MasterCard supported ATM machine. If you don’t have Payoneer card already click to Order Now and you

Important Thing to know about Payoneer Refer a Friend Program!

You won’t receive the commission just after referring a person, rather you will have to wait until the referral’s account is received with at least $100. It’s very common to be loaded with $100 within a few months. Commissions are sent in the Payoneer account.
It can be a decent income from Payoneer referral program, but it should be consistent. It’s very easy to make a reader sign up through your referral link as it has dual and equal benefits for you and the person who will sign up. If the person signs up without any referral links, then he/she won’t be able to receive that extra $25.
So don’t make any late. Just sign up on Payoneer, use the masterCard, refer people and start getting commissions at $25 per referral.

Click Here to Sign Up Now for Payoneer MasterCard and start making money with Payoneer Refer a Program, moreover you will earn an extra $25 through this.

What is Payoneer MasterCard?

Benefits of the Payoneer Prepaid Card

• You don’t need to have bank account to get a free MasterCard. You can withdraw money via Payoneer from your local ATM.
• You can get payments from freelancing sites like Odesk, Freelancer, Elance, Fiverr etc. You can also get payments from US-based companies like Clickbank, Shareasale etc.
• You can do online shopping or you can use it in stores that support MasterCard.
• You can apply for a Free Virtual US bank account from your Payoneer account.
• You can also make money through its ‘Refer a Friend’ program.

How to Sign Up for Payoneer MasterCard

Applying for Payoneer card is extremely easy. All you need to do is, sign up on Payoneer.Com and wait for the MasterCard to arrive.
At first you need to create a Payoneer account. Now the GOOD news is, by following this link you can get $25 free bonus when you activate the card.

Follow this link and click on ‘Sign Up Now’ button.

FillUp the SignUp Form correctly and Finish!

You are almost done, Your prepaid MasterCard powered by Payoneer will be sent to your written address via regular mail. And you will get email confirmation.

It may take 7 to 10 days depending on your location to get your card on hand.

How to Activate your Payoneer Card

Activating a Payoneer card is very easy. Once you’ve received your card in your hand, login to your Payoneer account using your Username and Password. Username is usually the Email address you’ve used while applying for the card.

How to Add Funds to Your Payoneer Card

• Freelancing sites: Elance, Odesk, Fiverr, 99Designs, Freelance etc.
• Affiliate Networks: Shareasale, Commission Junction, Clickbank, Envato etc.
• Advertising Networks: Buysellads, Infolinks, Revenuehits, Qadabra, Kontera etc.

How to Earn Money through Payoneer 

How to Withdraw Money from Payoneer

• Login to your Payoneer account.
• Go to “My Bank Account” under ‘Withdraw’ from main menu.
• Confirm your account ownership by entering Full card number, Card CVV, Date of Birth and Payoneer Account Password.
• On the next page, enter your Bank name, Branch name, Account name, Account number and Bank account description.
• Checkmark the terms & conditions and click on ‘Finish’ button.
• Payoneer will send you an email confirming bank account approval.

Once you account has been approved, you can withdraw money to your bank account. Just follow these steps.

• Login to your account and go to “My Bank Account” under ‘Withdraw’ menu.
• Select your bank account and enter amount to withdraw.
• Click on ‘Continue’ button and confirm your withdrawal.
• You will get your payment within 2-3 days.

Withdraw Money from a Local ATM
You can withdraw Payoneer money from your local ATM booths. Just make sure that the ATM is MasterCard supported. Any ATM with MasterCard logo accepts Payoneer Card. You will be paid to your local currency.

In countries where there is no possible/legal way to get PayPal account verified, Payoneer provides a convenient alternative, although it is slightly pricier in terms of fees.  After signing up for Payoneer account you will be able to transfer earnings from popular freelance websites like Elance, Upwork(Odesk), Freelancer and many other US based companies like Amazon, Paypal, Commission Junction, Infolinks etc. to your Payoneer account and then withdraw the money from your local bank ATMs. Payoneer has also recently resumed its services for India and now lets Indian users withdraw money directly  from Payoneer to their local Indian bank account.
Payoneer is also a popular and easy method used by non-US sellers or affiliates to get payments from Amazon– so people residing outside US in countries like UK, Spain, Mexico, China, South Africa etc can use Payoneer’s US bank account to receive payments from Amazon. Note that each MasterCard ATM cash withdrawal involves certain fee so you should withdraw the maximum amount possible in one go to minimize your cost. Your MasterCard can also be used for online transactions like buying domains and hosting plans, apps and stuffs from Amazon, Ebay and so on- there’s no fee for online transactions. All in all, there is no harm in applying for a Payoneer MasterCard service because for a beginner freelancer with no bank account, it provides the quickest way to get cash, and the application process is completely free. Registering for Payoneer account is a very easy and smooth process. Simply follow these steps to sign up and get your Payoneer MasterCard in Nepal or anywhere for free:
Things you’ll need for your Payoneer Account:

1. Scanned image file of your personal identification (any one of the following)
   • Passport or Citizenship or Driving license
2. Correct shipping address, zip,postal code (Shipping detail not required if Payoneer MasterCard is prohibited in your region)
   • For Example, Shipping address for GPO(General Post Office) Kathmandu is:
     • Address line 1:Mirpur/ Los Alas
     • Address line 2: PO BOX ….. (if you have one)
     • City: Dhaka/ Texas
     • Zip code: 1212 / 69031
   • Note: It is recommended that you use a PO Box number on your shipping address so that your MasterCard reaches the post office and sits safely in the box instead up getting lost in the post office (we all know how disorganized the place is). You can also use someone else’s PO Box number. Here are the latest yearly rates for getting a post box from the Nepal post office (if you’re not from Nepal, check your Local Post Office’s website for the PO Box details):

How to sign up for Payoneer and get a Payoneer MasterCard

1. Click the card below and sign up for Payoneer to earn $25 (guaranteed!!) :

2. After clicking on the above card you will be directed to a new page.  Click Sign Up Now

3. On the first form page you’ll need to fill out your details:

• Personal Details
  • Name, Surname, Email Address, Date of birth (details should match your scanned Govt ID)
• Contact Details or your home address details:
  • Country, Street Address, City, Zip code, Mobile/landline (details should match your scanned Govt ID)
• Security Details:
  • Email address
  • New password (for Payoneer login)
  • Security question (choose one from the drop down and type answer)

4. Now after clicking next you’ll be directed to a form where you’ll type your personal ID and shipping details:

• Government ID details (Fill extra carefully)
  • Select type of Government ID which you will use for Payoneer verification:
    • Driving License or Passport or National ID (Citizenship)
    • Fill in the details of your ID in the form

• Shipping details (Fill extra carefully)
  • Click on the checkbox- “shipping address” (IF DIFFERENT FROM HOME ADDRESS)
    • Note: This option must be selected if you don’t have a mail box at your home and you want to  ship to the General Post Office (for example- Sundhara in case of Kathmandu)
  • Fill in: Name, country, shipping address (Recommended: write PO BOX number here if you have one), postal code, phone number, mobile number

5.  Finally, select all the terms and conditions and click “Order”. Now your card is ready to be shipped. Note: you won’t be able to login right after step 5. You have to wait until step 7 to access your Payoneer acccount.

6.  Now after some days you will receive an email from Payoneer saying they have received your Payoneer MasterCard application and you’ll be provided a link to upload the scanned copy of your Government issued ID (whose the details you entered in the application form).

• Click on the upload link >> select Document Type >> upload your scanned ID >> click Upload

7.  Now that you’ve uploaded the necessary/correct document, Payoneer will approve your request within a week and then you’ll get an email from their account department congratulating you for the successful registration. Now you will able to login to your Payoneer account using your email and password. You have now access to the US payment with bank routing number and US account number, which is used for receiving payments from US companies.

8.  After approval it will take around two to three weeks for your Payoneer Mastercard to arrive in your PO BOX.  I checked my PO BOX after three weeks and it was sitting there in a neat envelop with my name and address.

9. Now that you have your MasterCard in your hand. You can login to your Payoneer account and activate it. Simply go to My Account >> Acivate Card. Enter your MasterCard number and enter a new 4 digit pin code that you will use to withdraw cash from your local ATM.

There you go. Getting the Payoneer MasterCard in Nepal or anywhere is as simple as that, and it doesn’t cost anything unless you use expedite shipping services. There have been some incidents where people have lost the  card in the General Post Office so for safety I suggest getting a PO BOX or using someone else’s Box temporarily. Got your Payoneer MasterCard? Congratulations. Go ahead and withdraw your first earnings, and spend some of it on a beer or a coffee or anything to celebrate the beginning of your online success. If you still haven’t received your MasterCard yet, don’t worry about it. Go through the application process once more- this time a little more carefully.

Have any questions? Read: Payoneer Frequently Asked Questions (FAQs)

Apply Now for Payoneer MasterCard with Free $25

Update for India and Bangladesh:  Payoneer services which was halted by RBI is now back in India with a slightly different type of service. Indian Payoneer users won’t get the Payoneer MasterCard but they’ll have the option to withdraw funds directly from Payoneer account to their local bank account, which many freelancers and Indian users may find more useful. If you are someone from India, you can follow the same application method as above, except you won’t have to fill in shipping details. The best thing is that transferring funds from Payoneer to Indian banks is much faster than wire transfers or Paypal. The exchange rate offered by Payoneer won’t be much different from what you’ll find on XE.com, and Payoneer won’t charge you extra for the transfer. Payoneer has also  recently added the local bank transfer service for Bangladeshi Payoneer users.